Fundamentally, Brunner’s third prong necessitates the borrower showing “good-faith services to repay the new financing
” 173 Most courts concur that “good-faith was measured of the debtor’s perform discover a position, maximize earnings, and lower expenses.” 174 “The fresh judge may also thought whether the debtor keeps made an effort to make some money when he otherwise she you certainly will, or has actually needed so you’re able to put off the mortgage or renegotiate the latest fee plan.” 175